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@QiaochuYuan Anyway, I had 250K windfall a few yrs ago because family sold off an asset and everyone received a share of the profit... But it wasn't life-changing, just slotted into existing financial plans- not much emotion except some vague gratitude and stress about tax complications.

@QiaochuYuan I think it's important to be open and clear about the privileges of family wealth... There's too much shame and secrecy around money, people can't see how their circumstances compare and then feel hopeless when a colleague mysteriously spends far beyond their salary.
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