@krishnanrohit Could be that some responders didn't have the financial flexibility? Debt repayment, emergency savings, 401K matching funds are prob higher priority...
More notes on nearby ideas
Reply · Sep 1, 2022@generativist No not relative, expected to creep up as your debt history gets longer and your debt-to-income / credit-utilization % improve.Reply · Jul 4, 2021@robinhanson Seems like the govt found a way to make debt disappear during the pandemic- just send checks to the bottom 80% 😏Reply · Mar 15, 2024@ColemanRidge @foomagemindset i mean, there's the logistical issue of not having cash?Reply · Nov 29, 2023@breaking2morrow If you're a friend or relative and they've got a lot of needs in the meantime (emotional & financial)...?