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@RokoMijic @rplevy "need it" is a vague term, ofc they lend expecting to get the money returned w premium for risk & time-value of money... but if there's something you want to buy now and don't have the ability to pay for it all immediately don't you "need" the loan?
♥1 likes↻0 repostscaptured Sep 30, 2026
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