@thorne_wolf I think there are some arguments to be made wrt ppl's tendency to make bad decisions w the lump sum plus tax advantage of annuity? does depend on the numbers tho
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Reply · Oct 30, 2025@Empty_America what's the threshold for a trust vs just giving them a lump sum?Reply · Apr 2, 2026@liminal_warmth i guess i am, by not working at all. but for a high enough salary it might be worth the anxiety to have more to spend?Reply · May 30, 2023@AgiDoomerAnon oh haha are they? I mean like what's the emotion abt if it doesn't matter to your financial planning?Reply · Dec 5, 2023@EspToTheFuture yeah! just depends whether the other ppl have similar risk tolerance